A gift of long-term appreciated assets can be highly beneficial for both you and The American College of Financial Services. Common examples include publicly traded securities, real estate, and personal property. By donating appreciated assets such as these, you may enjoy several advantages:
- Immediate Tax Deduction: In the year of your gift, you may claim an income tax charitable deduction for the fair market value of your gift, subject to IRS limitations. You can carry forward any unused deduction for up to five additional years.
- Avoid Capital Gains Tax: By donating appreciated property, you may avoid capital gains tax on the appreciation, reducing the cost of your gift.
- Estate Tax Benefits: A gift of appreciated assets may reduce your estate size, potentially lowering the tax on your estate.
- Immediate Impact on The American College of Financial Services’s Mission: Your contribution will have an immediate and lasting impact on The American College of Financial Services and its mission.
Giving Stocks, Securities, and Mutual Funds
When you donate appreciated stocks, bonds, and mutual funds, you can avoid taxes on your capital gains while also taking an income tax deduction for the fair market value of the shares. To maximize these benefits, the IRS requires:
- Holding Period: You must have owned the asset for over one year.
- Direct Transfer to The American College of Financial Services: Instead of selling the shares and giving the proceeds, transfer the shares directly to The American College of Financial Services to avoid capital gains taxes. As a tax-exempt organization, The American College of Financial Services will not owe taxes when it sells these shares.
Please inform us once you’ve instructed your broker to transfer the shares so we can coordinate accordingly.
Real Estate Donations
You can donate real estate to The American College of Financial Services. Contact us to learn more about thins giving option.
Donating Personal Property
You may also donate valuable tangible property, such as artwork, antiques, or vehicles. For more information on giving personal property, please contact us.
Consult with Your Advisors
We encourage you to speak with your financial and tax advisors before making a gift. The IRS offers tax incentives for charitable giving, enabling you to support a cause you value while potentially reducing your tax burden.
Thank you for considering a generous gift to help sustain The American College of Financial Services.
Education Focused
The Source for Best-In-Class Knowledge
Formed from expert thought leaders in the field and backed by the best-in-class knowledge and know-how of The College, the Center offers information, programs, and education that focus on this underrepresented but growing part of our communities.
About the ChSNC®
Specialized Knowledge Focused on Solutions
The ChSNC® Program is designed to provide financial professionals with the specialized skill and advanced knowledge to champion individuals living with disability, their caregivers, and families with honesty, ethics, and compassion.
A Growing Need
26%
Of adults have some type of disability.1
85%
Of caregivers have no plan to address physical, emotional, and financial responsibilities.2
62%
Of caregivers report feeling overwhelmed by financial stress.2
Learn More About Our Work
Insights
Crafting Long-Term Care Conversations
For many, the subject of long-term care can be a difficult topic to broach. For financial advisors, it’s all in the line of work.
February 11, 2026
On-Demand Webcasts
Advanced Insights for Special Needs Planning
Join industry experts as they take an in-depth look at several key topics and share knowledge from the field of special needs planning.
November 12, 2025
Insights
Special Needs Trusts for Gifting and Inheritance
If you have a minor or adult child with special needs, financial concerns are likely top of mind.
October 30, 2025
On-Demand Webcasts
Fundamental Insights for Special Needs Planning
Join experts from The American College of Financial Services as they explore key insights and knowledge in the field of special needs planning.
October 20, 2025
Press
The American College Center for Special Needs to Host Virtual Symposium
Two-part event brings together practitioners focused on serving the special needs community and offers professionals a pathway into advanced special needs planning.
September 16, 2025
01/03
Talk to Us
The information provided on this website is for general informational purposes only and does not constitute legal, tax, or financial advice. We encourage you to consult with your attorney, financial advisor, or tax professional before making any estate planning decisions.
Our Partners in Philanthropy
Center Founding Partner & Sponsor
National Strategic Philanthropic Partners
National Philanthropic Partners
1 CDC.gov. Disability Impacts All of Us. September 16, 2020.
2 Fidelity Investments®. American Caregivers Study. 2021.