cb14 secondary banner

The IRA Gift (QCD)

Your IRA can provide a tax-smart way to make an impact with The American College of Financial Services now. The Qualified Charitable Distribution or QCD (sometimes called an “IRA Charitable Rollover”) is a great way to make a tax-free gift now to The American College of Financial Services and satisfy your Required Minimum Distribution (RMD), too.

cb21 lg text callout

Benefits of Qualified Charitable Distribution

  • If you don’t itemize your income tax deductions, a QCD offers all of the benefits of an itemized income tax charitable deduction.
  • If you are age 73 or older and must take a Required Minimum Distribution RMD, a QCD gift can satisfy your RMD without increasing your income taxes.
  • You may direct your gift to a program or area of your choice.
  • It is a wonderful way to create an immediate impact on The American College of Financial Services.

 


cb12 repeater
cb12 repeater

Education Focused

The Source for Best-In-Class Knowledge

Formed from expert thought leaders in the field and backed by the best-in-class knowledge and know-how of The College, the Center offers information, programs, and education that focus on this underrepresented but growing part of our communities.

Two men talking
cb12 repeater

About the ChSNC®

Specialized Knowledge Focused on Solutions

The ChSNC® Program is designed to provide financial professionals with the specialized skill and advanced knowledge to champion individuals living with disability, their caregivers, and families with honesty, ethics, and compassion.

Learn More
A group of people talking
cb31 stats

A Growing Need

26%

Of adults have some type of disability.1

85%

Of caregivers have no plan to address physical, emotional, and financial responsibilities.2

62%

Of caregivers report feeling overwhelmed by financial stress.2

How Do I Qualify?

The Qualified Charitable Distribution (QCD) offers multiple benefits for making gifts from your IRA.

  • You must be 70½ years or older at the time of the gift.
  • Gifts must go directly from your IRA to The American College of Financial Services.
  • For 2026, total QCD gifts cannot exceed $111,000 per donor.
How Can I Make an IRA Charitable Rollover?

Contact your IRA administrator to request a Qualified Charitable Distribution from your IRA to The College.

cb9 features resources - V1

Learn More About Our Work

cb23 donor tiers

Our Partners in Philanthropy

Center Founding Partner & Sponsor

National Strategic Philanthropic Partners

National Philanthropic Partners

footnotes

1 CDC.gov. Disability Impacts All of Us. September 16, 2020.

2 Fidelity Investments®. American Caregivers Study. 2021.